Serving as an extension of our clients' human resources departments for over 20 years.  We simplify employee benefits management by combining innovative solutions, cost-reduction strategies and exceptional customer service.


A big concern for most businesses today is absorbing the high cost of health insurance and effectively managing ever-changing compliance regulations.  We understand that every company’s competitive edge – attracting and retaining top performers – rests on the benefits package it is able to offer.  That’s where CBS makes a difference.  We simplify employee benefits management by combining innovative solutions, cost-reduction strategies and exceptional customer service.

​Here are just a few of the compelling reasons why CBS is the smart, accountable choice for your business:

​We evaluate, design and implement benefit plans to meet the unique needs of our clients and their employees

Personalized service model that involves working one on one with your employees

Plan design incorporates your strategy and provides a benefit plan that is competitive in the market place

We possess many tools to ensure that the programs we create are both effective and easily administered

We act as an extension of our clients’ HR departments by providing solutions that reduce administrative workload while improving the bottom line

We offer resources that will help your company stay in compliance and navigate through the complicated maze of health care reform



Our employee benefits team specializes in employee benefits programs for wide-ranging industries. We’re focused on educating clients on health management and wellness, compliance issues and a variety of other topics all aimed at helping you control costs. We offer insurance products from the industry’s highest-rated insurers that are custom-tailored for each organization’s individual needs.






Short and Long Term Disability

Cafeteria Plans


Wellness programs

Health Savings Accounts (HSA)

Alternate Funding Strategies

Voluntary benefits

Discount prescription drug programs

Missing Piece

News & Updates

Coronavirus Update

August 27, 2020

We sincerely hope this update reaches you and your staff staying well and adapting to these times of uncertainty.  To continue providing updates with how this affects your business, we are providing helpful links below.  Contact our office if we can help you.



March 19, 2020

One day at a time....we will get through this.  Complete Benefits remains committed to bringing information to our clients.  We are encouraging our employers to follow interim guidance from the Center of Disease Control (CDC) pertaining to businesses and employers.
Additionally, insurance carrier specific information continues to be released on a daily basis.  Visit your insurance company's website (links below) for this information that is being updated daily.

IRS Releases 2020 HRA/ FSA Maximum Contributions

February 18, 2020

Click link to IRS publication for information

Colorado State Legislators Work to Improve Transparency

February 18, 2020

With so many changes in the health insurance industry, one emerging trend we have found is consumer driven healthcare.  By making members more aware of their costs, they can make better decisions concerning their care.  Now a group of bipartisan members of Colorado's Legislature are introducing a bill to increase transparency in the industry

Colorado Public Option - Consider This

February 18, 2020

Up for vote again in 2020, Coloradans will consider a public option.  An outside study released talks about some of the potential consequences.


What is the advantage of using a broker when purchasing insurance?

There are many advantages of using a broker such as Complete Benefit Solutions, LLC for your insurance needs.  True, you can contact insurance companies directly and purchase coverage, however doing so cannot ensure your best interests are being met.  By purchasing a policy through a broker, you are not paying any additional money for our services; the insurance company pays this commission.  It is advantageous for them to have our office working for them to filter phone calls, answer questions, and stay atop changes and relay them to their customers.  At Complete Benefits, we pride ourselves in giving you the service you deserve by shopping various insurance carriers to customize a plan that best fits the needs of your company.  Contact us as apposed to the insurance company for anything at anytime.


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