Healthcare Reform and the Patient Protection and Affordable Care Act – Signed into law March 23, 2010

The majority of the changes will take place in January 2014. A timeline of market reform has been provided. Full Version of Bill

Small Business Tax Credit For Companies Offering Coverage to Employees

Information from the IRS. H&R Block has provided a calculator to determine eligibility.

Elimination of medical underwriting for children under 19 & Dependents Covered to Age 26

Children previously not covered on their parents plan will now have options. Contact our office for guidance

Elimination of lifetime benefit limitations on policies

Preventive Services Covered at 100%

Although some carriers are allowing the ability to grandfather your existing plan, many carriers are requiring the mandatory provisions going forward. This will be discussed at your annual renewal time

Getting US Covered

To qualify you must; be a US Citizen, a resident of the State of Colorado, been uninsured for at least 6 months and have a pre-existing condition. Click here for 2011 rates

Is your current broker keeping you informed? Contact our office for guidance..