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Can I make changes
to my insurance at any time during the year? |
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As an employee, you are eligible
to make changes to your existing health insurance plan with your employer at
key times of the year. Additions
of children due to birth are required to take place within 31 days of the
date of birth in order to have the newborn child added as of the birth
date. The same is true for
additions of spouses after marriage.
If you are outside this 31-day window, you are not eligible to add
these dependents until your employer’s open enrollment time. This time varies from employer to
employer. Contact your human
resource department to find out when open enrollment takes place for your
organization. In addition to
these qualifying events, you are also eligible to add dependents onto your
plan due to a loss of previous coverage.
Provide us with your “certificate of loss of coverage”
from your prior insurance carrier showing the loss of coverage along with the
appropriate application/ change form to have your dependent added on due to a
loss of coverage. |